Long Term Care
Leverage Insurance provides long-term care insurance (LTC) and other protection planning services to individuals in Florida that are seeking a customized approach and personal touch for all of their insurance needs.
It’s Not If, But When.
Why Consider Long Term Care Insurance
When looking towards the future you may think about your health care insurance or possibly Medicare, but have you seriously planned for what life could be like without a long-term care insurance policy?
Why Consider Long-Term Care
According to the U.S. Department of Health & Human Services, over 70% of adults 65 and over will have a need for long-term care at some point in their retirement. So, for most people it is not the question of if you will need some sort of care, but when.
A long-term care insurance policy is a contract that is typically paid over time and provides coverage for the costs of future services such as:
A long-term care insurance policy is a contract that is typically paid over time and provides coverage for the costs of future services such as:
- ZHome Care
- ZNursing Home
- ZAssisted Living
- ZAdult Day Care
- ZHospice Care
- ZRespite Care
Enjoy Life.
Take Care of Your Costs
Many people do not realize that your typical health care insurance does not cover long term care. Even more surprising to some is that the cost of your long-term care may eventually cost more than their home.
The cost of care as a person get older is accelerating at a fast pace, and not taking the time to plan for your future financial needs could result in devastating financial hardship. Most people feel intimidated when they think about long-term care.
It seems like a monumental task that is out of their scope of expertise. The truth is, it does not have to be so complicated to prepare for your future.
Your retirement should be a time that you would want to enjoy your life and feel at ease, not stress about unforeseen expenses.
In order to help cover any costs, Leverage Insurance can help you design a long term care policy that can assist you in a variety of different situations.
Looking For More Information?
Learn More About Long Term Care
Get Your Customized Protection Plan
Contact us today to learn more about how a customized Protection Plan can ease your mind and let you feel secure about your future. Complete the form below.
Cover Your Expenses.
Benefits of Long Term Care Insurance
LTC Insurance can be important in protecting assets for your heirs, but also provides the financial means to cover expenses incurred during the care of a loved one.
Your long-term care insurance policy can help you feel more at ease by protecting your retirement savings and giving you more choices for quality care.
In general, long-term care insurance is designed to help meet the costs for in-home assistance, nursing care facility or other institutional long-term care for an insured person who has a need for these types of services.
Finding The Right Policy
The most important thing to consider when thing about a policy is how it will meet your over-all needs. There are several ways that you can take care of your long term care needs. Anyone that is thinking about their future should consider doing their research first, then speaking with an expert that can guide them with the right policy that will take care of themselves and their family in the future.
At Leverage Insurance we are here to help you today! Contact us to find out more about long-term care insurance policies and what may be right choice for you.
Looking For More Information?
Learn More About Long Term Care
Get Your Customized Protection Plan
Contact us today to learn more about how a customized Protection Plan can ease your mind and let you feel secure about your future. Complete the form below.
At Leverage Insurance we are here to help you today! If you would like any assistance to see if a long-term care insurance policy is a good choice for you, feel free to contact us. At Leverage Insurance, you will get personalized guidance every step of the way.