Disability Insurance
Leverage Insurance provides disability insurance and other protection planning services to individuals in Florida that are seeking a customized approach and personal touch for all of their insurance needs.
Are You Prepared For The Unexpected?
Disability Insurance Could Help
Most people think of waking up and going to work as part of a normal day, but what happens if you get injured, fall to illness or are suddenly unable to go to work?
Do you know how your bills would get paid and what you and your family would do if you were not able to work for a period of time?
With disability insurance you’ll be able to rest easy knowing that bills can get paid and you and your family will have the financial security you need. Plus, if you’re unable to work for a period of time after an injury, illness or disaster, disability insurance can cover the cost of living expenses.
Disability insurance might just be what keeps you and your family afloat during a tough time. So don’t wait to get prepared for the unexpected. Purchasing disability insurance could mean you and your family can relax knowing that life would go on.
Protect Your Income.
What Is Disability Insurance
Disability insurance (disability income insurance or DI) is a policy that protects a person’s income by providing a percentage of their earnings to them when they are unable to work due to a disabling condition. Its financial security for you and your loved ones in case a situation arises that you are unable to collect your normal paycheck.
To put it simply, disability insurance is financial protection for you and your family in case of an unplanned event.
If you have ever thought about what you would do financially if you became drastically ill or injured, Leverage Insurance could help. Contact us now for a free, personalized consultation, to see if disability insurance is something you may want to consider.
Get Your Customized Protection Plan
Contact us today to learn more about how a customized Protection Plan can ease your mind and let you feel secure about your future. Complete the form below.
Short Term & Long Term.
Types of Disability Insurance
There are typically 2 types of disability insurance policies, short term and long term. Plans do differ from company to company, so be sure to find out the specifics of a policy before you make your Decision.
Policies Vary Greatly.
Speak With A Specialist
It is also important to know that disability policies can vary greatly. When you are dealing with insurance part of your premiums are calculated on risk. So, when you look at risk you could imagine that different occupations hold different amounts of risk. For example, a person that works in the roofing industry and is on top of a person’s home each day would have a different amount of risk compared to an assistant in an office that’s primary role is sitting in front of a computer each day.
Find out how disability insurance can protect you. Call us here at leverage Insurance to get all the details you need, and if a disability policy is a good choice for you. (239) 932-7579
Protect Your Paycheck.
Short Term Disability Policy
Short-Term Disability Insurance provides financial protection for you during the time before you’re able to return to work.
In many cases a short term policies last for 3 – 6 months after your injury or illness.
When Short Term Ends.
Long Term Disability Policy
A Long-Term Disability Insurance policy could provide a monthly benefit for you and your family in case of an accident or sickness that keeps you unable to work for a long period of time.
Long term coverage usually takes place after a short term policy coverage ends. This type of coverage can last for a few years, depending on your situation and coverage.
Looking For More Information?
Learn More About Life Insurance
Get Your Customized Protection Plan
Contact us today to learn more about how a customized Protection Plan can ease your mind and let you feel secure about your future. Complete the form below.
Protect Your Paycheck.
Disability Insurance Insurance
Find out how disability insurance can protect you. Get a Disability Insurance Quote Today! Leverage Insurance will help you get all the details you need, and help you decided if a personal disability income insurance policy is right for you. Contact us today for your free, no obligation quote.